Loans & Credit
Beware the house snatchers as lenders get tough on bad debt
Charities warn of a surge in 'charging orders', which attach unsecured loans to property. What can debtors do?
Inside Loans & Credit
Cautious lenders put balance transfers on ice
Sunday, 28 June 2009
Lenders are still being cautious after research from price comparison service uSwitch.com shows that at least one in 10 consumers have had a credit card application rejected in the past year.
Cashback spreads to loans – but be wary of the unexpected costs
Sunday, 28 June 2009
Marks & Spencer is hoping to tempt consumers with a new cashback reward on its personal loans. Customers who take out a loan before 11 August will be offered a refund of 10 per cent of the interest paid. M&S; offers a typical rate of 8.7 per cent on a £10,000 loan over 36 month which, with the cashback, drops to the equivalent of 7.9 per cent.
Transfer scams hit the hard-up and desperate
Saturday, 27 June 2009
Claims that companies can help people become debt-free by buying their debt are bogus, says the OFT
Banks launch final battle to avoid £1bn charges payout
Wednesday, 24 June 2009
Two-year fight against compensation to end with House of Lords ruling
Simon Read: Time to crack down on bogus claims
Saturday, 20 June 2009
A claims management company was accused this week of "misleading" people by stating it could help people wriggle out of their debts. The Advertising Standards Authority upheld a complaint from Lloyds TSB about adverts from a firm called Debt Free.
Julian Knight: Forget the soft soap, this plot to wipe debt is just greedy
Sunday, 14 June 2009
Escaping what you owe on credit cards is a long way from refusing to pay bank charges
Spotlight: Abbey Zero Card
Saturday, 16 May 2009
Abbey's new Zero credit card is one of the few cards not to charge overseas and cash withdrawal fees. It also offers a three-month interest-free period on purchases and a 12-month interest-free period on balance transfers (although you will be charged a 3 per cent transfer fee if you use the card for this purpose).
Bumper rates are available, but with strings attached
Sunday, 10 May 2009
Interest of up to 10 per cent is tempting, but don't forget to check the fine print.
Abbey to relaunch its Zero credit-card deal
Sunday, 10 May 2009
Holidaymakers looking to cut costs this summer will welcome the return of the Abbey Zero credit card, on sale from tomorrow.
Court ruling blow for credit-card claimants
Sunday, 10 May 2009
More than 100,000 claims by credit-card debtors that their contracts were unenforceable – because of a loophole in the Consumer Credit Act – have been put on hold pending settlement of a handful of selected test cases.
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