Loans & Credit
These dangerous debt managers must be reined in
A clampdown on dodgy debt-management firms looks likely after the Government published a consultation document on Friday, questioning whether the firms need to be regulated. "Taking tough, swift action against firms which fail to operate within the rules and which provide sub-standard services to consumers with problem debt remains a high priority," said the Ministry of Justice.
Inside Loans & Credit
Julian Knight: Penalised for checking your credit? That's not fair
Sunday, 13 September 2009
I have always found it an injustice that those who look to shop around for a loan, credit card or mortgage actually risk damaging their credit rating in the process. It goes like this – each time a potential lender checks out your credit file it leaves a trace. If the consumer is turned down – for whatever reason – the trace turns into a great big muddy mark and, in these straitened lending times, this can be enough to bar the individual from accessing credit elsewhere.
How to dodge the recession rip-offs and online scams
Saturday, 5 September 2009
The credit crunch has brought with it an big increase in fraud. Kate Hughes looks at how to avoid becoming a victim.
Andrew Hagger: It's time lenders stopped bashing the credit-worthy
Saturday, 29 August 2009
For people with a small deposit, the mortgage market has been a gloomy place in this post-crunch environment. However, there is hope, from the five-year fixed-rate deal launched by Leeds Building Society this week.
The days of cheap loans are long gone
Saturday, 29 August 2009
Borrowers are still paying the price for lenders' mistakes
Spotlight: Nationwide Exclusive Personal Loan
Saturday, 29 August 2009
Lenders are increasingly only offering their best rates to existing customers – and Nationwide Building Society has followed the trend. It is offering the market-leading unsecured personal loan rate at 7.7 per cent, but you can only apply if you have a FlexAccount – Nationwide's current account.
Beginner's Guide To: Student loans
Saturday, 22 August 2009
If you're heading off to university this September, the chances are you will be using a student loan to meet your living costs and tuition fees. Do you know how much you can expect? Or what you'll pay? Read on for our simple guide to student loans.
Spotlight: American Express Platinum Cashback card
Saturday, 22 August 2009
American Express (AMEX) has reduced the amount its Platinum Cashback card pays – it has been the market-leader for some time, so how does it fare now?
Money Insider: Finding the right personal loan could net a wheel deal when it comes to buying a new car
Saturday, 22 August 2009
With the 59 new registered cars due out on 1 September, there will be a boom in demand for personal loans over the next few weeks, a fact that’s not gone unnoticed by some big-name lenders. That’s good news if you’re seeking some finance for your new wheels, as there are a couple of tempting offers that have appeared on the shelves this week.
Simon Read: Debt advice? Don't take it from lenders
Saturday, 15 August 2009
Debt advice has been back in the news this week. Barclaycard reported that its early assistance scheme for customers experiencing financial difficulties was a huge success. The credit card company says that the scheme has helped 11,500 Barclaycard customers since being launched in March.
6 tips for taking out a personal loan
Friday, 14 August 2009
Amid signs that the cost of personal loans may be on its way down, here are six tips to help those considering a loan locate the best deal.
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