Loans & Credit

Interest rates on loans hit nine-year high

Monday, 1 February 2010

Interest rates charged on personal loans have hit a nine-year high as banks continue to shy away from unsecured lending, research showed today.

Last days of the cashback credit cards

Sunday, 31 January 2010

Companies are instead moving to cheaper points schemes. Chiara Cavaglieri reports

Beginner's Guide To: Personal loans

Saturday, 30 January 2010

Loan rates are starting to gradually fall, however, providers continue to be very selective on who they will offer their best deals to with many of the most competitive products available to existing customers only.

Spotlight: Barclaycard Platinum

Saturday, 30 January 2010

The credit card market has become a hive of activity, with new products launched and existing deals changed. Among those changing is Barclaycard. It has extended the 0 per cent period for balance transfers on its Platinum card to 15 months (previously it was interest-free until February 2011).

Seven tips for dealing with debt

Friday, 22 January 2010

Struggling with debt is one of life's most stressful experiences but the situation will only get worse unless you take positive steps. Here are seven tips for those dealing with debt.

Beginner's Guide To: Credit files

Saturday, 16 January 2010

January is the month when many people look to sort out their finances and try and obtain the best deals, especially those who have debts to clear.

Simon Read: Wriggling out of debt is not proper justice

Saturday, 9 January 2010

It looks like common sense will prevail in the attempt by some borrowers to have credit card debts written off. A judge ruled at the end of last month that credit agreements can't be deemed unenforceable. His ruling was the opposite of advice peddled by claims companies that have been telling borrowers for months that they could effectively get away without paying back the money they borrowed from credit card companies.

Quick-fix loans are tempting, but beware...

Sunday, 3 January 2010

Just £100 can turn into a monster debt if you don't pay it back on time. Chiara Cavaglieri reports on the alternatives to bank overdrafts

Beginnner's guide to... Clearing Christmas debts

Saturday, 2 January 2010

Money insider: Brighter times ahead for housebuyers...

Saturday, 2 January 2010

... but savers will have to move fast to get the best deals, and as for credit cards, look out for more cashback schemes